Practice Economy and Banking and Finance Static Concepts Questions and Answers

• According to Basel II, what are the three types of risks? I. Operational risk II. Financial risk & infrastructure risk III. Market risk IV. Capital risk
• It is the highest rated bond which gives maximum returns at the time of maturity?
• What are Basel III accords? I. Enhanced minimum capital & liquidity II. Enhance risk discloser & market discipline III. Reputation supervision IV. Enha...
• Which govt. body has authority to inspect state cooperative banks, central co-operative banks under B & A 1949 ?
• What is absorption time?
• A person who sign the note of application & render his credit history during the process of loan application?
• Record of all financial transaction related to individual asset, organisation is called?
• Who authenticate letter of credit?
• What is ALCO
• Full payment of debt in instalment of principal & earned interest over a definite time is called
• Terminals which allow & deposits, withdrawals etc are called
• Match the following Specialised Financial Institution                                 SIDC Investment Institution     ...
• Against which of the following account a customer cannot take loan?
• Which of the following is not true about Reverse Mortgage?
• What is Securitization?
• Which of the following organizations associated with investigations in an act of Money laundering ?
• Which of the following is true about role of Banks? I. It facilitates import export transactions. II. It helps in national development by providing credit ...
• Which of the following is true about Cash Credit (Bank Loan)? I. Cash credit is an arrangement whereby the bank allows the borrower to draw amount up to a ...
• Which of the following is true about the discounting of bill of banks? I. Banks provide short-term finance by discounting bills, by making payment of the a...
• What is true about the teaser loan rates charged by banks?
• Lack of access to financial services is technically known as:
• .............................is a facility extended by the Reserve Bank of India to the scheduled commercial banks (excluding RRBs) and primary dealers to ...
• Repo and Reverse repo rates are two rates set by RBI for .................... ?
• Which of the following is not the function of ATM?
• DRT and SARFAESI are the two methods adopted by Bank for
• The First White Label ATM was set up by 
• Which of the following Bank is not the Sponsor Bank of RRB’s?
• The Headquarter of SIDBI Is located in
• Which of the Following T-Bills is not issued at present?
• IMPS-MMID is a ________ digit numeric code.
• The Cheque Truncation System (CTS) in India is first introduced in the year?
• As per the RBI guidelines, Banks will be able to offer short-term crop loans up to one year at what percent of rate per annum?
• The Banking Ombudsman Scheme was come into effect from
• NHB RESIDEX is the contries first official housing price index. In this reference, clock which is correct? I. HPI@ mark price is based on actual market inf...
• Any rupee note, which has a political slogan is not a legal tender as per.
• Match the following 1) UTE                   a) July 1964 2) SEBI...
• According to Basel II, what are the three types of risks? I. Operational risk II. Financial risk & infrastructure risk III. Market risk IV. Capital ris...
• It is the highest rated bond which gives maximum returns at the time of maturity?
• For which of the following reasons, NABARD has set up joint liability groups (JLG) of farmers?
• Which of the following is known as the ability to convert an investment into cash quickly and with little or no loss in value?