Question
Consider the following in regards to the Pradhan Mantri
Jeevan Jyoti Bima Yojana (PMJJBY): 1) This insurance scheme is for the poor and individuals from underprivileged backgrounds. 2) The annual premium of PMJJBY was increased to 436 rupees from 330 rupees earlier for a life cover. 3) Under PMJJBY, a life cover of 5 Lakh rupees in case of death due to any reason. Which of the following statements is correct?Solution
Minister of State for Finance Bhagwat Karad has informed the Rajya Sabha that a total of 18 crore and 50 lakh beneficiaries were enrolled under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) during the last three years. These two insurance schemes are for poor and individuals from underprivileged backgrounds, thereby reducing their financial vulnerability. Earlier these two schemes were incurring losses and after a review, the annual premium for the PMSBY was increased from 12 rupees to 20 rupees for accidental death cum disability cover of 2 lakh rupees. The premium of PMJJBY was increased to 436 rupees from 330 rupees earlier for a life cover of 2 Lakh rupees in case of death due to any reason.
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