The Reserve Bank of India (RBI) prescribed a four-tier regulatory structure for urban cooperative banks (UCBs). The regulator has stipulated a minimum net worth of ₹2 crore for tier one UCBs operating in a single district and ₹5 crore for all other UCBs of all tiers. RBI also retained the minimum capital adequacy ratio requirement for tier one banks at the present level of 9%. For urban cooperative banks of all other tiers, while retaining the current capital adequacy framework, RBI said it has decided to revise the minimum capital adequacy ratio to 12% to strengthen their capital structure. In February 2021, RBI constituted the committee headed by former deputy governor N S Vishwanathan to examine issues in the urban cooperative banking sector, provide a medium-term road map and suggest measures for faster resolution of UCBs, among others. RBI Headquarters: Mumbai Governor: Shaktikanta Das 4 Deputy Governors: T. Rabi Sankar,MK Jain, MD Patra, M Rajeshwar Rao Co-operative Banks, which are distinct from commercial banks, were born out of the concept of co-operative credit societies where members from a community group together to extend loans to each other, at favourable terms. Co-operative Banks are broadly classified into Urban and Rural co-operative banks based on their region of operation. Capital to Risk (Weighted) Assets Ratio (CRAR) is also known as Capital adequacy Ratio, the ratio of a bank's capital to its risk. The RBI tracks a bank's CAR to ensure that the bank can absorb a reasonable amount of loss and complies with statutory Capital requirements.
Where is Cholecalciferol synthesized in the human body?
Which of the following statements are correct with respect to sugar alcohols?
Options:
1. They may be found in foods that are labelled ...
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Options:
1. Keep raw foods and...
Some of the benefits of traditional methods of food preparation like soaking, sprouting and fermentation of pulses are:
Options:
1. The...
As per FSSAI labelling regulations, the term ‘added sugar’ needs to be mentioned on the package when ______ and ______ have been added to foods and...
Which of the following statements are correct with respect to Protease enzyme?
Options:
1. It can be obtained from animals, plants, bac...
Symptoms of Anaphylaxis include all of the following except:
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Options:
1. Bacteria which form ca...
Which of the following vitamins has a chromane ring in its structure?
Which of the following statements are INCORRECT with respect to the Aerobic Mesophilic Plate Count?