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Start learning 50% faster. Sign in nowThe Reserve Bank of India (RBI) prescribed a four-tier regulatory structure for urban cooperative banks (UCBs). The regulator has stipulated a minimum net worth of ₹2 crore for tier one UCBs operating in a single district and ₹5 crore for all other UCBs of all tiers. RBI also retained the minimum capital adequacy ratio requirement for tier one banks at the present level of 9%. For urban cooperative banks of all other tiers, while retaining the current capital adequacy framework, RBI said it has decided to revise the minimum capital adequacy ratio to 12% to strengthen their capital structure. In February 2021, RBI constituted the committee headed by former deputy governor N S Vishwanathan to examine issues in the urban cooperative banking sector, provide a medium-term road map and suggest measures for faster resolution of UCBs, among others. RBI Headquarters: Mumbai Governor: Shaktikanta Das 4 Deputy Governors: T. Rabi Sankar,MK Jain, MD Patra, M Rajeshwar Rao Co-operative Banks, which are distinct from commercial banks, were born out of the concept of co-operative credit societies where members from a community group together to extend loans to each other, at favourable terms. Co-operative Banks are broadly classified into Urban and Rural co-operative banks based on their region of operation. Capital to Risk (Weighted) Assets Ratio (CRAR) is also known as Capital adequacy Ratio, the ratio of a bank's capital to its risk. The RBI tracks a bank's CAR to ensure that the bank can absorb a reasonable amount of loss and complies with statutory Capital requirements.
1400 350 700 175 ? 87.5
...72 85 103 126 154 ?
...1 0.5 3 7.5 21.5 74.25
1. In series II, if ‘x’ is the right term, then find which of the following statement(s) are true.
I. x/124 is a factor 6 and 8.
7 7 14 42 ? 840
...The following expressions form a series followed by a (?). Find the odd one out first and then find that what will come in place of the question mark (?...
120 119 ? 352 2464 2455
...1, 1, 1.5, 3, 7.5 , ?
11, 12, 16, 25, ?, 66
412, 537, 573, 916, 980, ?