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The Reserve Bank of India (RBI) prescribed a four-tier regulatory structure for urban cooperative banks (UCBs). The regulator has stipulated a minimum net worth of ₹2 crore for tier one UCBs operating in a single district and ₹5 crore for all other UCBs of all tiers. RBI also retained the minimum capital adequacy ratio requirement for tier one banks at the present level of 9%. For urban cooperative banks of all other tiers, while retaining the current capital adequacy framework, RBI said it has decided to revise the minimum capital adequacy ratio to 12% to strengthen their capital structure. In February 2021, RBI constituted the committee headed by former deputy governor N S Vishwanathan to examine issues in the urban cooperative banking sector, provide a medium-term road map and suggest measures for faster resolution of UCBs, among others. Co-operative Banks, which are distinct from commercial banks, were born out of the concept of co-operative credit societies where members from a community group together to extend loans to each other, at favourable terms. Co-operative Banks are broadly classified into Urban and Rural co-operative banks based on their region of operation. Capital to Risk (Weighted) Assets Ratio (CRAR) is also known as Capital adequacy Ratio, the ratio of a bank's capital to its risk. The RBI tracks a bank's CAR to ensure that the bank can absorb a reasonable amount of loss and complies with statutory Capital requirements.
In the following questions below are given some statements followed by some conclusions based on those statements. Taking the given statements to be tr...
Statements: a. All spoons are forks.
b. All plates are forks.
c. All forks are bowls.
C...
Statements:
Only few savers are depositors
Few depositors are chequers
Only chequers are senders
Conclusions:
I. Some...
Statements:
Only cloth are cotton
Some cloth are Nylon
Only a few Nylon are woolen
Conclusions:
I. At least som...
Statements:
Some duck are goose
No goose is a hen
Conclusions:
I. All goose are duck
II. Some hen are not duc...
Statement:
Only a few P are Q
Only a few Q are R �...
Statements:
No curtain is wall.
None of the walls is windows.
All windows are roofs.
Conclusions:
I. Mostly roofs bei...
Statements:
Only a few Haridwar is Dehradun.
No Dehradun is Nainital.
Only a few Nainital is Mumbai.
All Mumbai is Jaipur...
Statements: Some pen are pencil.
All pencil are book.
Conclusions: I. Some pen are book.
II. Some book are ...
Statements:
Only Doctor are Pilots
Some Doctor are not Lawyer
100% Lawyer are Teacher
Conclusions:
I. Some Lawyer are...