Consider the following statement about new regulatory structure for urban co- cooperative banks:
I. RBI has stipulated a minimum net worth of ₹2 crore for tier one UCBs operating in a single district.
II. RBI also retained the minimum capital adequacy ratio requirement for tier one banks at the present level of 9%.
III. RBI has decided to revise the minimum capital adequacy ratio to 12%.
Which of the above statement is/are correct?
The Reserve Bank of India (RBI) prescribed a four-tier regulatory structure for urban cooperative banks (UCBs). The regulator has stipulated a minimum net worth of ₹2 crore for tier one UCBs operating in a single district and ₹5 crore for all other UCBs of all tiers. RBI also retained the minimum capital adequacy ratio requirement for tier one banks at the present level of 9%. For urban cooperative banks of all other tiers, while retaining the current capital adequacy framework, RBI said it has decided to revise the minimum capital adequacy ratio to 12% to strengthen their capital structure. In February 2021, RBI constituted the committee headed by former deputy governor N S Vishwanathan to examine issues in the urban cooperative banking sector, provide a medium-term road map and suggest measures for faster resolution of UCBs, among others. Co-operative Banks, which are distinct from commercial banks, were born out of the concept of co-operative credit societies where members from a community group together to extend loans to each other, at favourable terms. Co-operative Banks are broadly classified into Urban and Rural co-operative banks based on their region of operation. Capital to Risk (Weighted) Assets Ratio (CRAR) is also known as Capital adequacy Ratio, the ratio of a bank's capital to its risk. The RBI tracks a bank's CAR to ensure that the bank can absorb a reasonable amount of loss and complies with statutory Capital requirements.
Which of the following symbols should replace ‘@’ and ‘%’, (in the same order from left to right) in the given expression in such a manner that ...
Statement: Z > T ≥ K; Z ≤ S = J; I > T
Conclusion:
I. J > K
II. I > S
Statement: F ≥ G > I > E ≤ P, E = S ≥ P
Conclusion: I. F ≥ P II. G > P
Which of the symbol should replace the question mark in the given expression in order to make the expression “M ≥ Q” as well as “O > K” defini...
In which of the following expressions does the expression ‘L > B’ and ‘R < N’ is true?
Statements: U $ N © C @ H © Y
Conclusions:
I. U © H
II. C # U
III.H © U
Statements: V ≥ W > X = Y, C > D = E ≥ V
Conclusions :I. E ≥ W
II. D ≥ Y
III. C > V
...Statements:
J ≥ F = P; F > S ≥ A; S ≥ B < C
Conclusions:
I. C > A
II. B < J
Statement: F > E = L ≤ V ≤ P = C
Conclusions:
I. C > E
II. E = C
III. F > P
IV. C ≥ E
...Statements : I = K > N; N ≥ G ≥ H; P = H > F = O
Conclusions :
I. F < K
II. P ≤ N
III. I > P
