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Start learning 50% faster. Sign in nowThe MCLR (Marginal Cost of Funds based Lending Rate) is the minimum lending rate below which a bank is not allowed to lend. The MCLR system superseded the previous base rate mechanism in determining commercial bank lending rates. The MCLR system uses marginal cost of funds, tenor premium, operating costs and cost of carry in CRR to determine the lending rate. The Reserve Bank has imposed a penalty of Rs 27.5 lakh on Punjab & Sind Bank for non-compliance with certain directions issued by it on external benchmark-based lending. A statutory examination of Punjab & Sind Bank revealed non-compliance with the directions, inter-alia, to the extent the bank linked certain floating rate retail loans and floating rate loans to micro and small enterprises, extended by it after October 1, 2019, to MCLR instead of an external benchmark.
Identify the process that breaks down long-chain hydrocarbons into simpler molecules.
Which of the following is NOT a d-block element?
Which element is used in pencil leads?
Which of the following is the sweetest sugar?
What causes the black color of Black Soil?
Sphalerite is an ore/mineral of -
_____________ has the maximum attraction force between the molecules.
The green colour of the leaves is due to-
The pH value of an acidic solution is:
Which of the following rock is not a sedimentary rock?