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Consultancy firm BCG and leading third-party UPI services provider Phonepe have come out with a report, called 'Digital payments in India: A $10 trillion opportunity'. According to the report, digital payments in India will reach $10 trillion in value by 2026 from $3 trillion now, forecasting that cash will increasingly be used less. Non-cash payments using modes like UPI will account for 65 per cent of all the transactions by 2026 against the 40 per cent level estimated at present. Digital payments (non-cash) will constitute two out of three payment transactions by 2026.
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