Question
Consider the following statements about scheduled
banks. I. Banks that are listed under Schedule II of the Reserve Bank of India Act, 1934. II. The bank's paid-up capital and raised funds must be at least Rs. 5 lakh. III. These banks are liable for low interest loans from the RBI. Which statement is correct?Solution
- Bank credit grew by 10.09% to Rs 119.88 lakh crore and deposits by 10.06% to Rs 167.42 lakh crore in the fortnight ended on April 8, 2022.
- Bank advances stood at Rs 108.88 lakh crore and deposits at Rs 152.11 lakh crore, according to the RBI's Scheduled Banks' Statement of Position in India.
- In FY 2021-22, bank credit rose by 8.59% and deposit by 8.94%.
- Scheduled Banks Scheduled banks are those banks that are listed under Schedule II of the Reserve Bank of India Act, 1934. The bank's paid-up capital and raised funds must be at least Rs. 5 lakh to qualify as a scheduled bank. These banks are liable for low interest loans from the RBI.
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