Question
Consider the following statements about Kisan Credit
Card (KCC)? I. The scheme comes with an ATM-enabled RuPay debit card. II. Kisan Credit Card (KCC) scheme was introduced in 1998. III. It provide short-term crop loans up to ₹2 lakh Which of the following statements is/are incorrect?Solution
The scheme comes with an ATM-enabled RuPay debit card with facilities for one-time documentation. The Kisan Credit Card (KCC) scheme was introduced in 1998 for providing adequate and timely credit support from the banking system under a single window. It aims to provide short-term crop loans up to ₹3 lakh to farmers at an interest rate of 7 per cent per annum. Farmers that repay their loans on time will receive an additional 3% interest subsidy. The effective interest rate for these farmers is 4%.
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