Which of the following Statements is/are True?
I- Banking Regulation Act provides a structure under which commercial banking in India is supervised and regulated.
II- Primary Agricultural Credit Society and cooperative land mortgage banks are excluded from the Act.
III- BR Act lays down instructions for audits; control moratorium, mergers and liquidation.
The Act provides a structure under which commercial banking in India is supervised and regulated. The Act supplements the Companies Act, 1956. Primary Agricultural Credit Society and cooperative land mortgage banks are excluded from the Act. Several powers are provided by the Act to the Reserve Bank of India: to license banks, have regulation over shareholding and voting rights of shareholders; to supervise the appointment of the boards and management; to regulate the operations of banks; to lay down instructions for audits; control moratorium, mergers and liquidation; to issue directives in the interests of public good and on banking policy, and impose penalties
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