Asset Liability Management (ALM) is defined as the process of adjusting bank liabilities to meet loan demands, liquidity needs and safety requirements. In the process ALM manages the Net Interest Margin within the overall risk bearing capacity of a bank. Main objectives of ALM are: 1.   to protect/enhance the market value of net worth 2.   to increase the Net Interest Income (NII) 3.   to maintain/protect spreads or Net Interest Margin (NIM) The parameters that are selected for the purpose of stabilizing ALM of banks are Net Interest Income, Net Interest Margin and Economic Equity Ratio
An army lost 20% its men in war, 20% of the remaining due to diseases and 20% of the rest were disabled. Thus, the strength was reduced to 64,000 active...
'M' and 'N' have a combined income of Rs. 1,80,000. 'M' spends 65% of his income, whereas 'N' spends 60% of her income, resulting in 'N's savings being ...
A company has a certain number of employees. Initially, 60% of the employees were assigned to the research department, 20% to the marketing department, ...
What is the value of √25% =?
A man spends 22% and 14% of his monthly salary on rent and transportation, respectively. Out of the remaining money, he spends 32% on food and 47% on en...
In a city, the number of persons travelling by bike is 72.5% the number of persons travelling by metro. The number of persons travelling on foot is 60% ...
If the amount on a certain principal in 3 years at 12% rate of interest compounded annually is Rs 12,000, what will be the amount (in Rs) after the 4th ...
In each population, 30% of the population is affected with asthma out of which 90% of asthma patients used to work in flour mills. If 30% of the total p...
The population of the town is 270,000 4/9th of them are males and the rest are females. 50% males and 40% females are married. Find the unmarried popula...
In an examination having total 300 questions, in the first section having 180 questions. A student got 75% marks in first section, but he got 83% marks ...
