Asset Liability Management (ALM) is defined as the process of adjusting bank liabilities to meet loan demands, liquidity needs and safety requirements. In the process ALM manages the Net Interest Margin within the overall risk bearing capacity of a bank. Main objectives of ALM are: 1. to protect/enhance the market value of net worth 2. to increase the Net Interest Income (NII) 3. to maintain/protect spreads or Net Interest Margin (NIM) The parameters that are selected for the purpose of stabilizing ALM of banks are Net Interest Income, Net Interest Margin and Economic Equity Ratio
What is the percentage of Scheduled Tribes in the Total Population of Uttar Pradesh?
Which country won the title of Asian Hockey Champions Trophy 2023?
A book “Listen to Your Heart: The London Adventure” is written by?
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Uttar Pradesh covers how much area of the total geographical area of India?
Where was the only nuclear power station Uttar Pradesh was established?
Who coined the term "Green Shoots" to describe signs of economic recovery?
Which renowned Indian author wrote the novel "The God of Small Things," which won the Man Booker Prize in 1997?
What category did India achieve in the FATF Mutual Evaluation?
Which of the following countries is the largest producer of tea in the world?
