Question
Which among the following is NOT a constituent of
Tier-II capital of banks according to BASEL Accord?Solution
Tier 2 capital must be at least 2% of RWAs on an ongoing basis. Tier 2 Capital: represents “supplementary capital” such as undisclosed reserves, revaluation reserves, general loan-loss reserves, hybrid (debt/equity) capital instruments, and subordinated debt of the financial institution. Tier 2 Capital is generally less reliable or secure than Tier 1 capital, and therefore must be considered separately when evaluating the riskiness of a bank. Capital reserve is a disclosed reserve and forms a part of the Tier I capital of the bank.
Which of the following Statements about the Government Securities is/are True?
I- They are less likely to be defaulted, as backed by the Sover...
The National Institute for Micro, Small and Medium Enterprises (NIMSME), which functions as an apex organisation for MSME training, research, and policy...
How many kilometers of inland waterways will be built to navigable waterways and strategic locations on key international maritime trade routes?
Under credit guarantee scheme for micro and small enterprises, The limit on ceiling for guarantees has been enhanced from Rs. 2 crore to —
Which of the following areas are challenging and need fresh initiatives for development in rural India?
(1) Development of human resources
...Polymorphism in fungi was first observed by:
Which of the following statement is not true about the scheme mentioned in the passage?
I. It aims to develop infrastructure in 500 cities
Which of the following statements accurately reflect the interconnectedness of the Sustainable Development Goals (SDGs)?
Statement A: Achievin...
In the event of non-supply of food grains, how the Government compensate the beneficiaries under the NFSA?
One of the sub-schemes of SMILE is Central Sector Scheme for Comprehensive Rehabilitation for Welfare of Transgender Persons. Which of the following is ...