šŸ“¢ Too many exams? Don’t know which one suits you best? Book Your Free Expert šŸ‘‰ call Now!


    Question

    As per the latest 2026 regulatory norms, what is

    theĀ Minimum Capital to Risk-Weighted Assets Ratio (CRAR)Ā that must be maintained by an NBFC in theĀ Middle Layer (NBFC-ML)Ā andĀ Upper Layer (NBFC-UL)?
    A 10% Correct Answer Incorrect Answer
    B 12% Correct Answer Incorrect Answer
    C 15% Correct Answer Incorrect Answer
    D 9% Correct Answer Incorrect Answer
    E 8% Correct Answer Incorrect Answer

    Solution

    The RBI mandates thatĀ NBFCs in the Middle and Upper LayersĀ must maintain a minimumĀ CRAR of 15%Ā (comprising Tier I and Tier II capital), where Tier I capital must not be less than 10%. This requirement ensures that NBFCs have a sufficient buffer to absorb potential losses, given their systemic importance compared to the Base Layer

    Practice Next
    ask-question