Question
The Mudra Loans are collateral free but backed by
government guarantee . Which of the following give the guarantee for Mudra loans ?Solution
N ational Credit Guarantee Trustee Company Ltd (NCGTC) was set up in March 2014 by the Department of Financial Services, Ministry of Finance, Government of India to , inter alia, to act as a common trustee company to manage and operate various credit guarantee trust funds. NCGTC offers credit guarantee schemes to promote financial inclusion and support for MSMEs and others. The following Credit Guarantee Trust Funds are under the trusteeship management of NCGTC: Ā
- Credit Guarantee Scheme for Start-ups (CGSS) Ā
- Credit guarantee for corporate debt Ā
- Credit guarantee scheme for start-ups Ā
- Credit guarantee scheme for MFIs Ā
- Credit guarantee fund for Micro units, mudra loans Ā
- Credit guarantee scheme for Stand-up India Ā
- Credit guarantee fund scheme for Skill development Ā
- Credit guarantee fund scheme for education loans Ā
- Credit guarantee fund scheme for factoring Ā
- Emergency Credit Line Guarantee scheme Ā
- Loan guarantee scheme for COVID affected sectors Ā
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