Question
In the context of credit risk assessment, which of the
following metrics would be the most reliable for an MSME lender to assess the long-term financial stability of a business, especially when the company is facing difficulties in the international markets?Solution
The Debt-Service Coverage Ratio (DSCR) measures an MSME’s ability to meet its debt obligations from its operating income. A higher DSCR indicates that the company is generating enough cash to service its debt, which is particularly important when the firm is facing challenges in international markets that could affect its revenues. This ratio provides a more accurate picture of long-term financial stability compared to other liquidity or profitability ratios.
Which list of constitution gives the list of states and union territories?
What is the FDI cap in India’s satellite and space sector (as revised in 2024)?
In which year was the tableau of the Union Territory, Ladakh, displayed for the first time at the Rajpath in New Delhi?
 Kautilya in his Arthashastra describes the availability of varieties of pearls from the
In which one of the following cities was the 2023 meeting of G-20 Countries organized?
The Bhima River is a tributary of which of the following rivers?
Which of the following folk dances is performed by the tribes of Araku Valley in Visakhapatnam District?
Who is the writer of the book “New-age Technology and Industrial Revolution 4.0” which was launched by the Vice President M Venkaiah Naidu?
Under Mission Antyodaya, who among the following in not eligible to enter data in Mission Antyodaya System?
Sacred Ensembles of the Hoysalas which was declared as a UNESCO world heritage site in 2023 is located in _________.Â
