Question
In the context of credit risk assessment, which of the
following metrics would be the most reliable for an MSME lender to assess the long-term financial stability of a business, especially when the company is facing difficulties in the international markets?Solution
The Debt-Service Coverage Ratio (DSCR) measures an MSME’s ability to meet its debt obligations from its operating income. A higher DSCR indicates that the company is generating enough cash to service its debt, which is particularly important when the firm is facing challenges in international markets that could affect its revenues. This ratio provides a more accurate picture of long-term financial stability compared to other liquidity or profitability ratios.
In the following question, out of the given alternatives, choose the best one which expresses the meaning of the given word.
Prodigy
an indirect way of saying something, especially something unpleasant
In each of the following questions, choose the correct alternative which can be substituted for the below given word/ phrase of words.'
The fe...
Select the word that best expresses the meaning of the underlined word.
A corrupt officer is a disgrace to the whole department. <...
Select the option that can be used as a one-word-substitute for the given group of words.
A person who studies insects:Â Â Â Â Â Â Â
...Select the option that can be used as a one-word substitute for the given group of words.
To walk aimlessly
Select the most appropriate option to substitute the highlighted segment. If no substitution is required select 'No substitution'.
When I was pas...
- Select the most appropriate 'one word' for the expression given below.
A person who studies and writes about the past
... Unanimously
Select the most appropriate option that can substitute the bold word in the given sentence.
Besides generating revenue, tourism brings a break fr...
