Question
Which of the following is one of important objective
behind the Credit Guarantee Fund Scheme for Micro and Small Enterprises (CGTMSE) ?Solution
The Credit Guarantee Fund Scheme (CGTMSE) was established to provide guarantees to financial institutions that extend credit to MSMEs. This enables MSMEs to access loans without needing to provide collateral, which is often a barrier for small businesses. The primary goal of the CGTMSE is to enhance credit flow to the MSME sector by minimizing the risks faced by lenders, which in turn boosts working capital availability for MSMEs.
Which type of reserves are not to be included for the calculation of Capital for Capital adequacy norms?
Calculate Net Profit Ratio:
Consider the following statements about Credit Rating Agencies (CRAs) in India:
  1. CRISIL Ltd. is primarily promoted by Standard & Poor's...
If an individual is unable to pay back the overdraft taken by him it is known as
 A stock is selling at Rs 50. An analyst’s valuation model estimates its intrinsic value to be Rs 45. Based on her estimate, a stock is:
What is the allocated amount for skill development, employment, and education to support MSME growth in India as per Union Budget 2024-25?
A company may incur loss of material during handling, storage or process. Which of the following is not a form of loss of material?Â
What is the difference between bullion and numismatics?
According to the Union Budget Speech 2024‑25, how many “E-Commerce Export Hubs” (in PPP mode) are to be set up for MSMEs and artisans?
In the context of credit risk assessment, which of the following metrics would be the most reliable for an MSME lender to assess the long-term financial...
