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The three pillars as given by Basel accords are: · First Pillar: Minimum Capital Requirement - The first pillar Minimum Capital Requirement is mainly for total risk including the credit risk, market risk as well as Operational Risk. · Second Pillar: Supervisory Review Process is basically intended to ensure that the banks have adequate capital to support all the risks associated in their businesses. As per RBI guidelines ICAAP or Internal Capital Adequacy Assessment Process is done by banks themselves while SREP or Supervisory Review and Evaluation Process is conducted by RBI. · Third Pillar: Market Discipline - The idea of the third pillar is to complement the first and second pillar. This is basically a discipline followed by the bank such as disclosing its capital structure, tier-I and Tier –II Capital and approaches to assess the capital adequacy.
Venus's atmosphere primarily contains what type of clouds?
A cyclone is known by different names in different parts of the world. It is called a ‘________________’ in Japan and Philippines.
The Trans-Siberian Railway connects ______ in the West to ______ in the East.
Consider the following statements:
1. The Galwan Valley is located between Ladakh in the west and Aksai Chin in the east.
2. The Ladakh Pl...
Which one among the following is the coral group of islands of India?
Consider the following regions of India:
1. Western Ghats
2. Aravali Hills
3. Eastern Himalayas
Which of the above...
Consider the following statements about our country India:
I. India has an area of about 3.28 million sq. km.
II. India is located in ...
The largest coral reef in the world is found off the coast of which country.
Where is Lake Baikal located?
Which mountain range must be crossed to experience the Chinook winds during the winter months?