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Unified Payment Interface (UPI) is a mobile-first payment system developed in India by the National Payments Corporation of India (NPCI). It makes it easy to send and receive by just scanning a QR code or using a user’s phone number. Right now, UPI is available in seven countries: Sri Lanka, Mauritius, France, UAE, Singapore, Bhutan and Nepal Bhutan, Nepal, Mauritius, Singapore, and UAE also allow use of RuPay credit/debit card to make payments in these countries. Furthermore, India launched UPI One World, which is a Prepaid payment instrument linked to UPI provided to foreign nationals/ NRIs (inbound travellers) coming from G20 countries. The PPI on UPI wallet can be used for merchant transactions across the country.
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