Which of the following statements about the Insurance Regulatory and Development Authority of India (IRDAI) is/are correct?
1) It is a statutory body responsible for regulating and promoting the insurance and reinsurance industries in India.
2) It is responsible for promoting competition and innovation in the insurance sector.
3) It comes under the Ministry of Finance.
The Insurance Regulatory and Development Authority of India (IRDAI) is a statutory body established under the Insurance Regulatory and Development Authority Act, 1999. It is responsible for regulating and promoting the insurance and reinsurance industries in India. The IRDAI is also responsible for promoting competition and innovation in the insurance sector. Hence, both statements are correct.
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