Question
What is the difference between a non-performing asset
(NPA) and a stressed asset in India?Solution
The main difference between a non-performing asset (NPA) and a stressed asset in India is that NPAs are loans that have defaulted on repayment, while stressed assets are loans that are at risk of defaulting. An NPA is a loan where the principal or interest payment is overdue for more than 90 days, while a stressed asset is a loan where there is a likelihood of the borrower defaulting on payment due to various factors such as financial distress, change in management, or regulatory issues, among others. Therefore, option D is correct.
Which of the following is true about role of Banks?
I. It facilitates import export transactions.
II. It helps in national developmen...
Match the following
1) UTEÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â a) July 1964
2) SEBIÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â b) November 1972<...
IMPS-MMID is a ________ digit numeric code.
Which of the following is/are key policy rates used by RBI to influence interest rates?
A).Bank Rate and Repo Rate
B).Reverse Repo Rate
C).CRR and SLR
Which of the following banks built the National Stock Exchange of India (NSE)?
Which of the following acts empowers RBI to regulate Non-Scheduled Banks?
The share of net demand and time liabilities that banks must maintain in safe and liquid assets, such as, government  securities, cash and gold with...
What is a mortgage?
Uttarakhand Gramin Bank established after the amalgamation of
What was the position of India in the Global Hunger Index released in October?