Regarding the Pradhan Mantri Fasal Bima Yojana (PMFBY), consider the following statements:
1) PMFBY was launched in the 2016 Kharif season to provide comprehensive insurance coverage to farmers in case of crop failure, helping stabilize their incomes.
2) PMFBY is currently the largest crop insurance scheme in the world in terms of farmer enrolments.
3) State governments choose insurance companies in this scheme.
Which of the statements given above is/are correct?
PMFBY was introduced during the 2016 Kharif season. To give farmers full insurance coverage in the event of crop failure and stabilize their incomes, The general insurance companies that have been appointed to implement the scheme. It is upgraded/modified on a timely basis considering the current political climate and the need for policy involvement in crop insurance in the nation. The Scheme includes all food and oil seed crops as well as annual commercial and horticultural crops for which past yield information is available and for which the necessary number of Crop Cutting Experiments (CCEs) are being conducted as part of the General Crop Estimation Survey (GCES). All farmers are free to participate in the updated Scheme starting in Kharif 2020, and the States have chosen the Insurance Companies for three years in a row. Hence, statements 1 and 3 are correct. In terms of farmer participation, PMFBY is currently the largest crop insurance programme worldwide enrolments, which average 5.5 crore applications annually and rank third in terms of premiums gotten. Farmers have paid a premium over the course of its implementation's last six years.25,186 billion rupees and got claims totalling 1.26 lakh billion rupees (as of 31st October 2022). Hence, statement 2 is correct
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