Question
Consider the following Statements and choose the option
with correct Statements. I- Pradhan Mantri Vaya Vandana Yojana (PMVVY) was launched in 2020 with an aim to protect elderly persons aged 60 years and above against a future fall in their interest income due to the uncertain market conditions. II- This is a scheme offered by the Life insurance Corporation (LIC) of India gives a guaranteed pay out of pension at a specified rate for 10 years. III- If the pensioner dies during the policy term of 10 years, the purchase price of the annuity scheme will be refunded to the beneficiary.Solution
The āPradhan Mantri Vaya Vandana Yojana (PMVVY) has been launched by the Government to protect elderly persons aged 60 years and above against a future fall in their interest income due to uncertain market conditions, as also to provide social security during old age. The scheme is implemented through the Life Insurance Corporation of India (LIC) and open for subscription up to 31st March, 2023. There is no maximum entry age limit for the Scheme. Benefits Maturity benefit: If the pensioner survives till the end of the policy term of 10 years, purchase price of the annuity along with final pension instalment will be payable to the policyholder. Death benefit: If the pensioner dies during the policy term of 10 years, the purchase price of the annuity scheme will be refunded to the beneficiary.
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