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Pradhan Mantri Jan Dhan Yojna (PMJDY) Launched in 2014 and aims to provide universal access to banking facilities with at least one basic banking account for every household, financial literacy, access to credit, insurance and pension. Under the scheme, a basic savings bank deposit (BSBD) account can be opened in any bank branch or Business Correspondent (Bank Mitra) outlet, by persons not having any other account. Features No requirement to maintain any minimum balance in PMJDY accounts Interest is earned on the deposit in PMJDY accounts. Rupay Debit card is provided to PMJDY account holder. Life Insurance Cover of Rs. 30,000 to eligible PMJDY account holders who opened their account for the first time between 15.8.2014 to 31.1.2015 is available. PMJDY accounts are eligible for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pendion Yojana (APY), and Micro Units Development & Refinance Agency Bank (MUDRA) scheme. Existing Overdraft (OD) limit of Rs. 5,000 revised to Rs. 10,000. No conditions attached for active PMJDY accounts availing OD upto Rs. 2,000. Age limit for availing OD facility revised from 18-60 years to 18-65 years. The accidental insurance cover for new RuPay card holders raised from existing Rs.1 lakh to Rs. 2 lakh to new PMJDY accounts opened after 28 Aug 2018.
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A sum is lent at 20% pa compound interest. What is the ratio of increase in the amount in the 4th year to that in the 5th year?
A shopkeeper marked an article P% above its cost price and sold it for Rs. 480 after giving a discount of 20%. If the ratio of cost price and selling pr...
A shopkeeper marked an article P% above its cost price and sold it for Rs. 810 after giving a discount of 20%. If the shopkeeper had a loss of 7.4% on t...
The profit on selling an article for Rs.425 is the same as the loss on selling it for Rs.355, then the cost price of the article is
A merchant possesses 60 identical items, each marked up by 180% above the cost price. He sells 30 of these items at a 25% discount and the remaining 30 ...
The profit earned by selling an article for Rs. 4,800 is 5/8th the loss incurred on selling the same article for Rs. 3,200. Find the selling price of th...
