Question
If an individual is unable to pay back the overdraft
taken by him, which of the following risk is the bank facing?Solution
Credit Risk is the risk of non-recovery of loan or risk of default.     Market risk – risk from change in market value of assets Interest rate risk – risk from change in interest rate Liquidity risk – risk of not having enough liquid assets to meet short term obligations Operational risk - from inadequate or failed procedures, systems or policies, employee   errors, systems failures, fraud or other criminal activity, any event that disrupts business processes
In the following question, some conclusions are given and some statements are given you have to take the given conclusions to be true even if they seem...
Statements:
Only a few Gifts are Surprise
Only Surprise are Party
Some Gifts are Cake
Conclusion:
I. No Party are Cak...
- In the question below some statements are given followed by two conclusions I and II. You have to take the given statements to be true even if they seem to...
Statements:
All shoes are shirts
Only a few shirts are watches
Some watches are not mobile
Only a few mobile are copy
...Some diaries are not pencils. All notebooks are papers. Some diaries are not notebooks
In the given question, three conclusions are given and five statements as 1), 2), 3), 4) and 5). You need to choose the option that contains the set of...
Statements:
Only year is month
Only a few year is day
All day is week
26% week is minute
Conclusions:
...Statement:
Mostly Maruti is Audi.
A few Audi is BMW.
All BMW are roofs.
No Toyota is Honda.
Conclusion: <...
Statements:
Only a few Airtel are ideas
Some ideas are not vodafone
No vodafone are JIO
Only a few JIO are BSNL
Co...
Statement:
All flowers are petals
All flowers are roots
Some flowers are herbs
Conclusion:
I. Some herbs are root...
