Question
Above what amount of aggregate exposure banks have to
furnish credit information to Central Repository of Information on Large Credits (CRILC) under PCR?Solution
The banks have to furnish credit information to CRILC on all their borrowers having aggregate fund-based and non-fund based exposure of ₹ 5 crores and above. Currently, there are multiple granular credit information repositories in India, with each having somewhat distinct objectives and coverage. Within RBI, CRILC is borrower level supervisory dataset with threshold in aggregate exposure of ₹ 5 crore.
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