Question
Which of the following factors DO NOT attribute to
increase the credit risk of a bank?Solution
High LTV ratio means high loan as compared to the value of the asset financed. In such a case the collateral value is insufficient or offers very little margin of safety for the bank in case of default by the borrower Weak credit policy can lead to poor credit appraisal and inadequate follow-ups leading to higher risk of default Higher exposure to single territory increase the geographical risk like the one witnessed by Microfinance institutions when all MFI loans in Andhra Pradesh turned bad and MFIs concentrated in that state suffered huge non-recoveries. Crystallisation of contingent liabilities poses liquidity risk to the banks.
“Hopper burn” is caused by brown plant hopper in _________ crop:
An extreme modification in the order Diptera, where hind wings are reduced to nubs used for balance and direction during flight is
Deficiency of which mineral causes interveinal chlorosis of older leaves in which the veins remain green but the area between them turns yellow
Jute fibre is obtained from
De suckering is practiced in
The Ranikhet disease affects:Â
Leaf curl disease of cotton is due toÂ
Carbonation weathering involves reactions with:
Polyembryony occurs in
Which of the following is a measure to promote the export of organic products under India's Agricultural Export Policy?
