Question
Which of the following factors DO NOT attribute to
increase the credit risk of a bank?Solution
High LTV ratio means high loan as compared to the value of the asset financed. In such a case the collateral value is insufficient or offers very little margin of safety for the bank in case of default by the borrower Weak credit policy can lead to poor credit appraisal and inadequate follow-ups leading to higher risk of default Higher exposure to single territory increase the geographical risk like the one witnessed by Microfinance institutions when all MFI loans in Andhra Pradesh turned bad and MFIs concentrated in that state suffered huge non-recoveries. Crystallisation of contingent liabilities poses liquidity risk to the banks.
What kind of infrastructure gives the highest impetus for a successful global financial center?
Gujarat International Finance Tec-City (GIFT City) is located on the bank of which river?
The subprime lending meltdown in 2008 made the banks and regulators realize the importance of liquidity risk management in banks. Which of the following...
As per the IRDA Act 1999, when IRDA was established, it replaced _______under Insurance Act 1938.
Which of the following SEBI regulations are concerned with the issue of securities?
When was the idea of the Social Security Exchange floated in India?
Consider the following Statements about the GFCs and choose the option with Correct Statements.
I- The city ranked as the No. 2 GFC in the world ...
As per Global Financial Centres Index (GFCI), how many associate centres are awaiting potential inclusion in the main index?
Which of the following is not a feature of the International Financial Services Centres Authority established under the IFSCA Act?
Which age group is eligible to buy the ABSLI Anmol Suraksha Kawach plan?
