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High LTV ratio means high loan as compared to the value of the asset financed. In such a case the collateral value is insufficient or offers very little margin of safety for the bank in case of default by the borrower Weak credit policy can lead to poor credit appraisal and inadequate follow-ups leading to higher risk of default Higher exposure to single territory increase the geographical risk like the one witnessed by Microfinance institutions when all MFI loans in Andhra Pradesh turned bad and MFIs concentrated in that state suffered huge non-recoveries. Crystallisation of contingent liabilities poses liquidity risk to the banks.
(A) reducing carbon emissions in urban areas
(B) is essential for addressing climate change,
(C) cities are major contributors to global e...
In the following questions two statements have been given with connectors given below. You have to select an option that could connect both sentences a...
In the question below, four sentences are given. Choose the sentence that is grammatically or meaningfully correct. In case all are correct, mark E as y...
In the question below, a word is given, followed by four statements. From the options, choose the one that provides the combination of statements that ...
Select the phrase(s) from the given three options which can be used to form a single sentence from the two sentences given below, implying the same mean...
In the following question, a word is given followed by three pairs of statements. From the options given below, choose the one that provides the correc...
In the question below, a sentence is given which has a blank, meaning something has been omitted. From the options below, choose the correct combinatio...
Choose the rightly punctuated sentence from the choices given below
Select the phrase(s) from the given three options which can be used to form a single sentence from the two sentences given below, implying the same mean...
Select the phrase/connector (it must be at the start) from the given three alternatives which can be used to form a single sentence from the two senten...
