Question
 A Cash Credit or Overdraft account can be considered
as out of order if:Solution
A CC/OD account shall be treated as ‘out of order’ if: The outstanding balance in the CC/OD account remains continuously in excess of the sanctioned limit/drawing power for 90 days, or The outstanding balance in the CC/OD account is less than the sanctioned limit/drawing power but there are no credits continuously for 90 days, or the outstanding balance in the CC/OD account is less than the sanctioned limit/drawing power but credits are not enough to cover the interest debited during the previous 90 days period
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