Which of the following is a key eligibility criterion for availing funding under the ARISE project funding product?

  The ARISE project funding product is designed to support businesses in purchasing land, constructing factory buildings, acquiring machinery, or undertaking modernization and technology upgrades. To be eligible, businesses must have been operational for at least two years, maintain audited accounts, and show cash profits in the most recent audited financial results. Additionally, there should be no defaults to banks or financial institutions, ensuring financial discipline and credibility. The loan allows financing up to Rs. 50 crores, capped at 80% of the project cost, with a repayment period of up to 7 years and a 2-year moratorium.