Question
Under the revised Basel III Capital Regulations, what is
the maximum limit for which banks can obtain fresh credit ratings from the specified CRA for bank loans? Read the following passage and answer the following question (Q20 to Q21). The Reserve Bank of India (RBI), as part of its Basel III Capital Regulations, has allowed banks to use external credit ratings to assess their risk-weighted assets for capital adequacy purposes. However, restrictions apply to certain credit rating agencies, particularly in terms of new rating mandates and existing loans. For instance, there are specific limits on loan amounts for which fresh ratings can be obtained, and conditions governing the surveillance of existing ratings, particularly for larger working capital facilities. These regulatory changes aim to ensure that banks are using reliable and appropriate credit ratings to manage their capital adequacy in a risk-sensitive manner.Solution
Banks are permitted to obtain fresh credit ratings from the CRA for bank loans not exceeding ₹250 crore under the updated Basel III Capital Regulations guidelines.
A man can row 6 km/hr in still water. It takes him twice as long to row up as to row down the river. Find the rate of the stream.
A boy can swim in water with a speed of 16 km/hr in still water. If the speed of the stream is 9 km/hr, what will be the time taken by the boy to cover ...
The speed of a boat in still water is three times the speed of the boat upstream. If the boat takes 30 minutes to cover 27 km downstream, then find the ...
A boat covers a distance of 96 km downstream in 4 hours and returns upstream in 6 hours. Find the speed of the stream.
- A boat moves at a speed of 11 km/hr in still water, while the current speed is 5 km/hr. If it takes a total of 20 hours to go ‘x’ km both upstream and ...
The speed of the boat and the speed of the stream is 15km/hr and 3km/hr individually. The boat travel for a period of 3 hours upstream and 4 hours downs...
A motorboat completes 36 km upstream and 96 km downstream together in 7 hours. If its speed in still water is 12 km/h more than the stream, determine th...
A man can row 5 km/hr in still water. If the speed of the current is 2 km/hr, it takes 4 hours more in upstream than in the downstream for the same dist...
A boat goes 450 km downstream in 25 hours, and 200 km upstream in 20 hours. The speed of the stream is
The speed of a boat in still water is 30 km/hr. If the boat covers 180 km in upstream in 12 hours, then find the time taken by the boat to travel 180 km...
