Question
Under the revised Basel III Capital Regulations, what is
the maximum limit for which banks can obtain fresh credit ratings from the specified CRA for bank loans? Read the following passage and answer the following question (Q20 to Q21). The Reserve Bank of India (RBI), as part of its Basel III Capital Regulations, has allowed banks to use external credit ratings to assess their risk-weighted assets for capital adequacy purposes. However, restrictions apply to certain credit rating agencies, particularly in terms of new rating mandates and existing loans. For instance, there are specific limits on loan amounts for which fresh ratings can be obtained, and conditions governing the surveillance of existing ratings, particularly for larger working capital facilities. These regulatory changes aim to ensure that banks are using reliable and appropriate credit ratings to manage their capital adequacy in a risk-sensitive manner.Solution
Banks are permitted to obtain fresh credit ratings from the CRA for bank loans not exceeding ₹250 crore under the updated Basel III Capital Regulations guidelines.
The time period of a second’s pendulum is –
Which lens is used to correct myopia (shortsightedness)? Â
Which phenomenon does a hologram use to create an image?
Which of the following vitamins are called fat-soluble vitamins?
What is the speed of sound in air at room temperature (20°C)? Â
The force of attraction between two masses is called — Â
The experimental evidence that the electron exhibits wave-like characteristics was first provided by:
A body explodes into three equal fragments, two of which fly off perpendicular to each other with equal speeds. What is the direction of the third frag...
The Pointing vector of electromagnetic waves has the same dimensions as that of:
When a cannonball is fired, its motion is an example of ______.
