Question
Under the revised Basel III Capital Regulations, what is
the maximum limit for which banks can obtain fresh credit ratings from the specified CRA for bank loans? Read the following passage and answer the following question (Q20 to Q21). The Reserve Bank of India (RBI), as part of its Basel III Capital Regulations, has allowed banks to use external credit ratings to assess their risk-weighted assets for capital adequacy purposes. However, restrictions apply to certain credit rating agencies, particularly in terms of new rating mandates and existing loans. For instance, there are specific limits on loan amounts for which fresh ratings can be obtained, and conditions governing the surveillance of existing ratings, particularly for larger working capital facilities. These regulatory changes aim to ensure that banks are using reliable and appropriate credit ratings to manage their capital adequacy in a risk-sensitive manner.Solution
Banks are permitted to obtain fresh credit ratings from the CRA for bank loans not exceeding ₹250 crore under the updated Basel III Capital Regulations guidelines.
There is no pleasure for you in this world and there will be none in the world to come.
Credentialed training of service technicians in the newer technologies are welcome as they will bring about change of refrigerants used in the repair an...
- In each question below, a sentence is given with a word printed in bold type, which may be correct or erroneous. Each sentence is followed by four words. F...
The court has intrigued by the income limit being fixed at ₹8 lakh per year, as it is the same figure for excluding the ‘creamy layer’ from OBC ...
Select the alternative that will improve the bold part of the sentence in case there is no improvement select “No improvement”.
Our cook pu...
The smoke began to fill the room so quickly that we can barely seen .
The American Frontier was expanding, as rugged cowboys, mountain men or expeditioners travelled further west, claiming land
Select the most appropriate option that can substitute the Bold segment in the given sentence. If there is no need to substitute it, select ‘No substi...
- Select the most appropriate option to substitute the bold segment in the given sentence.
He is no better than a careless person.
... In the following question, a part of the sentence is underlined. Below the sentence are three alternatives to the underlined part. Select the alternativ...