Which of the following bank facility allows a bank customer to withdraw more money than is currently available in his/her account ?  

An overdraft (OD) facility is a financial arrangement between a bank and a customer, that allows the customer to withdraw more money than is currently available in their account . It is to withdraw money more than the balance available in their bank account to overcome working capital requirements. OD is a short-term loan that must be repaid as determined by the bank. It can be available even if the account balance is zero. Such a facility is available in both secured and unsecured ways. The borrower can be individuals, self-employed professionals, etc.