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Credit risk assessment is the process to evaluate default risk on a loan by a borrower. It is used by a bank, a financial institution or a lender to ascertain the credit risk which forms the basis of credit lending process and is the very initial step in credit lending. It would involve a comprehensive and methodical approach to accurately evaluate the likelihood of borrowers defaulting on their obligations. It can include various aspects in this direction. Some of the aspects are:
Which clay mineral group is known for its ability to swell and expand when wetted?
The EC of Sodic soil is __mmho/cm at 25 ℃ .
Which soils are known as self-tilled soils
Which method measures soil moisture content by drying a sample in an oven and determining the percentage of moisture loss?
According to USDA classification of salt affected soils; a soil having EC >4 mmho/cm; ESP >15; pH
What is the color of the tag used for certified seed?
The indicator plant for zinc deficiency is ____
The study of soil from the stand point of higher plants is known as……………………….
Sodic soils are also known as_____
The Soil moisture potential at permanent wilting point is____