Question
The Central Government has notified the Unified Pension
Scheme (UPS) as an option under the National Pension System (NPS) for Central Government employees. The UPS is/will be effective from __ _____Solution
On 24 August 2024, the government announced a new employee pension scheme, theāÆ Unified Pension Scheme (UPS) , effective from 1 April 2025 . Currently, all government employees are covered under theāÆ National Pension Scheme (NPS), which provides a pension based on market-linked investments. Before 2004, all government employees received pensions under theāÆOld Pension Scheme (OPS). āÆIn 2004, the government introduced the NPS and discontinued the OPS. The government received a backlash from employees for discontinuing OPS. Thus, the government announced the UPS to provide assured pension amounts. However, only employees who are currently subscribers of the NPS, including retirees, can opt for the UPS. Ā Features of UPS Ā 
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