Question
What is the maximum exposure limit for a bank to a
single NBFC predominantly engaged in lending against collateral of gold jewellery?Solution
The exposure of a bank to a single NBFC which is predominantly engaged in lending against collateral of gold jewellery (i.e. such loans comprising 50 per cent or more of their financial assets), shall not exceed 7.5 per cent of the bank’s capital funds (Tier I plus Tier II Capital). However, this exposure ceiling may go up by 5 per cent, i.e., up to 12.5 per cent of banks’ capital funds if the additional exposure is on account of funds on-lent by such NBFCs to the infrastructure sector as detailed in circular on Bank Finance to NBFCs Predominantly Engaged in lending against Gold dated May 18, 2012.
Which class of seed is exempted from certification?
The indicator plant for zinc deficiency is ____
………………………….. is designed to break up hard layers or pans without bringing them to the surface.
.... …………………………….is the prominent member of 1:1 type group in which one tetrahedral and one octahedral layer is present.
...Soil structural units having horizontal axis much longer than vertical axis. Such type of soil structure is known as
In soil, heat transfer is mainly due to
The acidic soils can be reclaimed by the application of ____
Which clay mineral group is known for its ability to swell and expand when wetted?
Which soil forming process involves the deposition of materials removed from eluvial horizons into lower horizons, leading to the creation of illuvial h...
A farmer wants to optimize soil organic matter and minimize nitrogen loss. Which practice would be most effective in achieving this balance?