Question
The Reserve Bank of India's Financial Stability Report
(FSR) heavily monitors the "Provisioning Coverage Ratio" (PCR) of commercial banks. A high PCR signifies that:Solution
The Provisioning Coverage Ratio (PCR) measures the percentage of bad loans that a bank has covered through provisions. A high PCR (e.g., above 70-80 percent) indicates that the bank has built a strong financial cushion to absorb asset quality shocks without impacting its core capital base or future profitability.
In which year did the British introduce the Bhotia grazing rules?
What is the objective of ISRO's recently announced 'Spadex Mission'?
Which inventor is credited with the development of the first practical telephone?
Recently Amit S. Telang has been appointed as the next High Commissioner of India to which country?
Cocos (Keeling) Islands, which is recently seen in the news, is part of which of the following countries?
International Day of United Nations Peacekeepers is observed annually on which day?
Which individual was appointed as a Judge of the Supreme Court of India in March 2025?
According to a joint report by India Cellular & Electronics Association (ICEA) and Accenture, what is the estimated revenue potential that circular busi...
Where is the Shompen tribe primarily located?
The new GST appellate structure includes how many State Benches under the GSTAT framework?
