Question
Under the PM-SYM scheme, what is the maximum monthly
pension that a subscriber can receive after the age of 60? Please read passage and the answer the following questions ( Q no 19 to 22) based on the passage. Pension schemes for unorganised workers are essential for ensuring financial security and stability in their later years. In India, a significant portion of the workforce is engaged in the unorganised sector, which includes street vendors, domestic workers, construction laborers, and agricultural workers. These individuals often lack formal employment contracts, access to social security benefits, and adequate savings for retirement. Establishing pension schemes for unorganised workers is crucial for several reasons, including financial security, poverty alleviation, social inclusion, and improved quality of life. One of the primary reasons for implementing pension schemes for unorganised workers is to provide them with a stable source of income in their old age. Without a pension, many unorganised workers face significant financial insecurity when they can no longer work due to age or health issues. A reliable pension can help them meet their daily needs, cover healthcare expenses, and maintain a decent standard of living. This financial security is essential for ensuring that they do not fall into poverty during their retirement years. Pension schemes can play a vital role in alleviating poverty among unorganised workers. The unorganised sector is often characterized by low wages and job insecurity, making it challenging for workers to save for the future. By providing a regular pension income, the government can help reduce the economic vulnerability of these workers, lifting them out of poverty and enabling them to lead more dignified lives. This, in turn, contributes to overall economic stability and reduces the burden on social welfare programs.Solution
Subscribers of the PM-SYM scheme are entitled to receive a monthly pension of ₹3,000 after attaining the age of 60, provided they have made regular contributions to the scheme.
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