Which of the following is not a direct benefit of the SVAMITVA scheme?

Please read passage and the answer the following questions ( Q no 11 to 14) based on the passage. Financial security for street vendors is a critical aspect of urban economies, particularly in developing countries like India, where millions of people rely on informal employment for their livelihoods. Street vendors contribute significantly to local economies by providing affordable goods and services, fostering entrepreneurship, and creating jobs. However, they often face numerous challenges, including lack of access to financial resources, job security, and social protections. Ensuring financial security for street vendors is essential not only for their personal well-being but also for the economic vitality of urban areas. Financial security is vital for street vendors to maintain stable livelihoods. Many street vendors operate on a daily income basis, making them vulnerable to fluctuations in demand and unforeseen circumstances such as health emergencies or natural disasters. When vendors have access to financial resources, such as savings, credit, and insurance, they can better navigate these challenges. Financial stability allows them to cover daily expenses, reinvest in their businesses, and sustain their families without falling into debt or poverty. Access to affordable credit and financial services is crucial for the growth and sustainability of street vending businesses. Many street vendors struggle to secure loans from traditional financial institutions due to a lack of formal documentation, credit history, or collateral. Microfinance institutions and community lending programs can provide essential financial support, enabling vendors to expand their operations, purchase inventory, and invest in equipment. With improved access to finance, street vendors can enhance their productivity and profitability, leading to long-term business viability.