The BHIM (Bharat Interface for Money) app, launched under the Digital India Mission, primarily aims to:

Read the following passage and answer the Questions (Q no. 15 to 18) based on the passage. The digital transformation of India is a critical driver of the country’s economic and social progress in the 21st century. As the world becomes increasingly digital, India has embraced this shift, recognizing the importance of leveraging technology to boost economic growth, improve governance, and enhance the quality of life for its citizens. Digital transformation is helping India unlock new opportunities across industries, bridge the urban-rural divide, and position itself as a global leader in the digital economy. One of the most significant impacts of digital transformation is its ability to drive economic growth. The integration of digital technologies, such as artificial intelligence, cloud computing, and data analytics, into various sectors has increased productivity, efficiency, and innovation. The rapid expansion of India’s digital economy, powered by e-commerce, digital payments, and online services, has created new business models, improved access to markets, and expanded opportunities for entrepreneurs and small businesses. Digital platforms are empowering businesses to reach consumers and clients in ways that were previously unimaginable, leading to economic inclusivity and the creation of millions of jobs. Digital transformation has also transformed governance in India. Through initiatives such as Digital India, the government has harnessed technology to improve service delivery, increase transparency, and promote accountability. Digital platforms like Aadhaar, the world’s largest biometric identification system, and the Unified Payments Interface (UPI) have revolutionized how government services and financial transactions are accessed. Citizens now benefit from seamless access to government schemes, subsidies, and financial services through digital platforms, reducing corruption and inefficiencies. This has empowered millions of previously underserved citizens, particularly in rural areas, where access to essential services was once limited.