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Explanation: PMJJBY is a one-year life insurance scheme renewable from year to year. (June 1 to May 31) offering coverage for death due to any reason. Persons in the age group of 18-50 years having an individual bank or a post office account are entitled to enroll (May 1 to May 31) under the scheme. People who join the scheme before completing 50 years of age can continue to have the risk of life covered up to age of 55 years upon payment of regular premium. Life covers of Rs. 2 Lakh in case of death due to any reason against a premium of Rs. 436/- per annum. Enrolments under the scheme can be done by visiting the branch/ BC point or website of the bank of the account holder or at the post office in case of post office savings bank account. The premium under the scheme is auto debited every year from the subscriber’s bank account based on a one-time mandate from the account holder. After Death, the coverage amount is paid to the nominee or beneficiary listed by the policyholder in case of the policyholder's demise.
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