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Self-Help Groups (henceforth SHGs) have emerged to fill the gap in the formal credit system because the formal credit delivery mechanism has not only proven inadequate but has also not been fully integrated into the overall rural social and community development. Since some kind of collateral is required, vast proportion of poor rural households were automatically out of the credit network. The SHGs promote thrift in small proportions by a minimum contribution from each member. From the pooled money, credit is given to the needy members to be repayable in small instalments at reasonable interest rates. SHG-BLP (SHG Bank Linkage) Programme is run by NABARD.
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A train moving at 3/5th of its normal speed reaches its destination 10 hours late. Find the normal time taken by it.
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A train has to cover a distance of 90 km in 15 hours. If it covers half the journey in 4/5 th of the time, the speed to cover remaining distance in the ...
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