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Start learning 50% faster. Sign in nowThe upper limit for retail (individual) investors and HUFs is 4 kilograms (4,000 units) each per financial year. For trusts and similar entities, an upper limit of 20 kilograms per financial year is applicable. Minimum permissible investment is 1 gram of gold. The gold bonds come with a maturity period of eight years, with an option to exit the investment after the first five years. Interest Rate: A fixed rate of 2.5% per annum is applicable on the scheme, payable semi-annually. A minor can invest in SGB. The application on behalf of the minor has to be made by his/her guardian. 
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