Question
Which of the following Statements about the Stand Up
India scheme is/are Correct? (I) It facilitates bank loans between Rs. 10 lac to Rs 1 Crore. (II) It should be repaid in up to 7 years with a moratorium of up to 36 months. (III) The interest rate would be the lowest applicable rate of the bank not exceeding Bank’s MCLR + 4% + Tenor PremiumSolution
Stand Up India Scheme offers bank loans from Rs. 10 lakh to Rs. 1 crore to at least one woman borrower and one Scheduled Caste (SC) or Scheduled Tribe borrower per bank branch for setting up of Greenfield enterprise. The enterprise shall be engaged in agri-allied activities, manufacturing, or trading sectors. At least 51% shareholding and controlling stake should be with either an SC/ST and/or women borrower in the case of the non-individual enterprise. Interest Rate Bank’s MCLR + 3% + Tenor Premium Repayment tenure Max. 7 years with Moratorium Period up to 18 months Min. age criteria 18 years for SC/ST and Women Entrepreneur Loan amount Rs. 10 lakh – Rs. 1 crore 
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