Solution- It looks to build the functional capacity of the poor and the marginalized in the field of employment and income generating activities. It resolves conflicts through collective leadership and mutual discussion. It provides collateral free loan with terms decided by the group at the market driven rates. Such groups work as a collective guarantee system for members who propose to borrow from organised sources. The poor collect their savings and save it in banks. In return they receive easy access to loans with a small rate of interest to start their micro unit enterprise. Consequently, Self-Help Groups have emerged as the most effective mechanism for delivery of microfinance services to the poor.
4 districts of Uttarakhand with the lowest forest percentage are in increasing order:
Which Article of the Indian Constitution is related with the oath or affirmation by judges of high courts?
In which season is Sarhul celebrated in Jharkhand?
Who is the author of the book ‘The Soul of a Butterfly: Reflections on Life’s Journey’?
India is a member of which of the following organizations?
Which of the following Part of the constitution is related to DPSPs?
Which of the following is the traditional bamboo dance of the Mizos?
Which of the following devices is used to measure atmospheric pressure?
The use of information and communication technology by the government to ensure participation of people in administration is called -
Which of the following places is known as the “City of Peace and Justice”?