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National Payments Corporation of India (NPCI) an umbrella organisation for operating retail payments and settlement systems in India under the provisions of the Payment and Settlement Systems Act, 2007 , for creating a robust Payment & Settlement Infrastructure in India. Founded in 2008 , the NPCI is a not-for-profit organisation registered under Section 8 of the Companies Act 2013 , established by the Reserve Bank of India and Indian Banks' Association. NPCI has rolled out a variety of innovative retail payment products viz., IMPS, RuPay card scheme, UPI, NACH, Aadhaar-enabled Payments System (AePS), Aadhaar Payments Bridge System (APBS), NETC, *99# (USSD based) and BBPS etc.
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