Question
As per RBI guidelines, a borrower or guarantor is
classified as a Wilful Defaulter if the person has committed wilful default and the loan outstanding is at least:Solution
• A wilful defaulter is a borrower or guarantor who deliberately defaults despite having the ability to repay, or who diverts/siphons off funds. • As per RBI’s (Treatment of Wilful Defaulters and Large Defaulters) Directions, 2024, the threshold for being categorized as a wilful defaulter is an outstanding amount of ₹25 lakh and above (or as may be revised by RBI in future). • In case of companies, not only the entity but also its promoters and directors can be held responsible. • For non-corporates, individuals responsible for management of the entity are covered. Thus, the minimum outstanding to classify someone as a wilful defaulter is ₹25 lakh.
In the given figure, how many pens are blue? Â
Select the word-pair that best represents a similar relationship to the one expressed in the given pair of words.
(The words must be considered a...
Four of the following five are somehow similar and therefore create a group. Which of these is not related to this group?
Wander, Saunter, Roam, ...
Three of the following letter-clusters are alike in some manner and one is different.
Select the one that is different.
Arrange the given words in the sequence in which they occur in the dictionary-
1. Read
2. Real
3. Ready
4. Rather
5. Ratify
Seven people A, B, C, D, E, F and G went to watch a movie. A is the only son of B. B is the mother of C. D is the grandmother of A. E is the sister-in-...
Select the set in which the numbers are related in the same way as are the numbers of the following sets. (NOTE: Operations should be performed on the w...
In a certain code language,
‘A + B’ means ‘A is the son of B’,
‘A – B’ means ‘A is the brother of B’,
‘A × B�...
54 : 3 :: ? : 4 :: 500 : 5
Which two numbers should be interchanged to make the given equation correct?
6 × 4 − (60 ÷ 5) + 15 + (33 ÷ 3)× 2 = 59
(Note: Inter...