Question
What is the concessional rate of interest applicable
under the Differential Rate of Interest (DRI) Scheme?Solution
• The Differential Rate of Interest (DRI) Scheme was introduced to provide concessional credit to weaker sections of society, enabling them to undertake productive and gainful activities. • Under the scheme, banks can extend loans of up to ₹15,000 per borrower (₹20,000 in case of housing loans for SC/STs) at a concessional rate of 4% per annum. • This scheme aligns with the government’s objective of promoting financial inclusion and supporting marginalized communities through affordable credit access.
Select the most appropriate option to substitute the bold segment in the given sentence. If there is no need to substitute, select no improvement.
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Direction: In the sentence given below, a part is highlighted and suggestions for its correction are given below the sentence. Choose the correct opti...