Question
Which of the following is recognized as a Credit
Information Company (CIC) in India, authorized by RBI to provide credit scores on individuals?Solution
Credit Information Companies (CICs) in India are regulated under the Credit Information Companies (Regulation) Act, 2005 and authorized by RBI. They collect and maintain individuals’ and businesses’ credit histories as reported by member banks and financial institutions. The four licensed CICs in India are: 1. TransUnion CIBIL Ltd. 2. Equifax Credit Information Services Pvt. Ltd. 3. Experian Credit Information Company of India Pvt. Ltd. 4. CRIF High Mark Credit Information Services Pvt. Ltd.
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