Question
Which of the following ratios measures the banking
sector’s ability to absorb shocks arising from financial and economic stress?Solution
The Capital Adequacy Ratio (CAR), also called the Capital to Risk-Weighted Assets Ratio (CRAR), measures a bank’s capital in relation to its risk-weighted assets. • It reflects the buffer available with banks to absorb potential losses and continue operations in times of financial or economic stress. • Formula: • CAR=Tier I Capital + Tier II Capital / Risk Weighted Assets • Higher CAR → stronger ability of banks to withstand shocks. • RBI mandates minimum CAR levels in line with Basel norms to maintain financial stability. Thus, CAR is the key ratio that indicates the resilience of banks against risks.
Find the wrong number in the following number series:
1250, 500, 200, 80, 30
Select the option that is related to the third letter-cluster in the same way as the second letter-cluster is related to the first letter-cluster.
<...A paper is folded and cut as shown below. How will it appear when unfolded ?
Select the set in which the numbers are related in the same way as are the numbers of the given sets.
(NOTE: Operations should be performed on th...
Pointing at a girl, Seema said, “She is my father’s mother’s husband’s only son’s daughter.” How is that girl related to Seema?
...Vacant : Empty : : Enormous : ?
Change the question mark with the option that follows the applied logic in the first pair.
Man: Woman :: Boys: ??
A series is given with one term missing. Select the correct alternative from the given ones that will complete the series.
RT, WE, BP, GA, ?
What should come in place of question mark (?) in the given series based on the English alphabetical order?
AYF, FUI, KQL, PMO, ?
Select the combination of letters that, when sequentially places in the gaps of the given letter series will complete the series.
E_ I _ _ EL _ _...