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      Question

      As per IRDAI norms, an insurer must maintain a solvency

      ratio of at least 150%. If an insurer’s available solvency margin is ₹900 crore, what should be its maximum required solvency margin to comply?
      A ₹1,350 crore Correct Answer Incorrect Answer
      B ₹600 crore Correct Answer Incorrect Answer
      C ₹700 crore Correct Answer Incorrect Answer
      D ₹750 crore Correct Answer Incorrect Answer
      E ₹450 crore Correct Answer Incorrect Answer

      Solution

      • Solvency ratio = ASM ÷ RSM ≥ 150%. 900 ÷ RSM ≥ 1.5 → RSM ≤ ₹600 crore.

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