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    Question

    As per IRDAI norms, an insurer must maintain a solvency

    ratio of at least 150%. If an insurer’s available solvency margin is ₹900 crore, what should be its maximum required solvency margin to comply?
    A ₹1,350 crore Correct Answer Incorrect Answer
    B ₹600 crore Correct Answer Incorrect Answer
    C ₹700 crore Correct Answer Incorrect Answer
    D ₹750 crore Correct Answer Incorrect Answer
    E ₹450 crore Correct Answer Incorrect Answer

    Solution

    • Solvency ratio = ASM ÷ RSM ≥ 150%. 900 ÷ RSM ≥ 1.5 → RSM ≤ ₹600 crore.

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