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The RBI definitions are as follow: (i) “rural” includes all centres with populations of less than 10,000; (ii) “semi-urban” includes centres with populations of 10,000 and above, but less than 1,00,000; (iii) “urban” includes centres with populations of 1,00,000 and above, but less than 10,00,000; and (iv) “metropolitan” includes centres with populations of 10,00,000 and more. Thus, population is the criterion that determines whether a region is rural or semi-urban.
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