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SBI PO Career Path

Every year State Bank of India comes up with around 2000 vacancies in SBI PO job profile. In the following section we will elaborate about SBI PO bank exam in detail.


SBI PO and IBPS PO are both the most sought after job profiles in the banking sector. SBI is a bigger Brand name as it is the largest bank in India and it conducts its own exam every year. With the bigger brand name comes a decent salary package, professional work environment, better promotion policy and increased social status.


Initially, An SBI Probationary officer is designated as Junior Management Grade-1 Officer. He/ she has to go through a probation period of 2 years. After successful completion of training, candidates have to go through the screening process at various levels and follow a career path (as described below) that begins from Middle management scale II i.e. Manager.


The career path for SBI PO 

  Scale I   : Junior Management Grade  

   Officer i.e. PO

  Scale II  : Middle Management Grade  


   Scale III : Middle Management Grade        

   Senior Manager

   Scale IV :  Senior Management Grade        

   Chief Manager

   Scale V  :  Senior Management Grade      

   Assistant General Manager

   Scale VI : Top Management Grade           

   Deputy General Manager

   Scale VII: Top Management Grade            

   General Manager

   Scale VIII:

   Chief General Manager (CGM)


   Deputy Managing Director (DMD)


   Managing Director (MD)



Few important points are:

1. Probationary Officer normally gets promotion very fast. There are normally two types of entry level jobs in the banks, which are clerk and officer.
2. There are normally three types of Officers in the bank - those who got promotion from clerical cadre, Specialist Cadre Officers and those who joined as Probationary Officers.
3. For Probationary Officers, as far as career progression is concerned, sky is the limit. Almost all the chairmans of State Bank of India and its associate banks have started their careers as a Probationary Officer only.



Being the largest bank with the most number of branches, SBI provides an excellent opportunity towards serving the vastest and diverse class of customers. Initially, you get to work as either general banking officer or as a credit officer. These profiles handle work as described below: 

    General Banking Officer  

                 Credit Officer            

·           Provide customer support

·           Handles cash payments

·           Handle customer accounts

·           Enrich banking services

·           Authorise account opening

·           Handle official communication matters

  •        Loan authorization
  •        Loan disbursal
  •        Restrict NPAs
  •        Handle customer accounts
  •        Loan /credit management


SBI provides an overall compensation salary of up to Rs.12 lakhs per annum.
The revised basic pay of SBI PO from 1st January 2016 is:
Rs. {23700 – (980 x 7) – 30560 – (1145 x 2) – 32850 – (1310 x 7) – 42020}

Where Rs. 23700 is the revised basic pay and Rs. 980 is the annual increment that a Bank PO will get and it will be applicable for a period of 7 years.
However, Probationary Officers in SBI are paid 4 extra Increments at the time of joining and this creates a difference between any PSB and an SBI PO. Besides this a PO is entitled to Allowances ranging from housing, furniture, book grant to almost everything.

Few are listed below:

     Dearness Allowance (DA )

        39.80% of the Basic Pay

      House Rent Allowance

  • varies on place of posting
  • 8000-29500

      Special Allowance

  • 7.75% of the Basic Pay

      City Compensatory Allowance

  • varies on the place of posting
  • 0-4%

Hence considering HR into account, for SBI PO, salary goes around Rs.45,000 per month.

HRA depends on place of posting, so salary may vary.
Since DA depends on CPI (Consumer Price Index), it can go up with higher inflation and vice versa.

Also, Other PERKS provided are

  • Medical Aid for self (100%) and for family (75%)
  • Home Travel Concession/Leave Fare Concession
  • Concessional Interest Rates for Housing/Car/Personal Loans
  • Tax and PPF
  • Entertainment, Tea, and Coffee

Leased Accommodation

This is available in place of HRA, where the bank provides you with the option of leased housing (where-ever housing facility is available). This option is not available for cash reimbursement. Rent is directly paid to the owner. This varies from Rs.8000 in 'C' group cities to Rs.29500 in cities like Mumbai.


Since SBI is the largest bank in terms of the number of branches, be prepared to be posted anywhere, in any corner of the country.

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